Public Student Loan Forgiveness Calculator – PSLF

Public Student Loan Forgiveness (PSLF) Calculator | Estimate Loan Forgiveness

Public Student Loan Forgiveness (PSLF) Calculator

PSLF Program Overview

The Public Service Loan Forgiveness (PSLF) program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

PSLF Eligibility Requirements:

  • You must have Direct Loans (or consolidate other federal student loans into Direct Loans)
  • You must work full-time for a qualifying employer (government or non-profit 501(c)(3) organizations)
  • You must make 120 qualifying monthly payments on your loans
  • You must be on an income-driven repayment plan

Your Loan Information

Your PSLF Results

$0
120
$0
$0
0%
0 of 120 qualifying payments
Year Monthly Payment Annual Payment Remaining Balance

Disclaimer: This calculator provides estimates based on current PSLF program rules and your inputs. Actual payments and forgiveness amounts may vary. This tool is for informational purposes only and does not guarantee PSLF eligibility or forgiveness.

This calculator is for estimation purposes only. Always consult with your loan servicer for official information about your loans and forgiveness options.


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